Where I lend

A mortgage broker licensed in 18 states

Through Lumin Lending, Inc., I arrange cash-out refinances, HELOCs, DSCR investor loans, purchases and refinances for properties in every state below, shopping over 100 wholesale lenders. Pick your state for what to know there.

ALAlabama

Cash-out refinance, HELOC, DSCR and purchase loans in Alabama.

Alabama details → AZArizona

Cash-out refinance, HELOC, DSCR and purchase loans in Arizona.

Arizona details → CACalifornia

Cash-out refinance, HELOC, DSCR and purchase loans in California.

California details → COColorado

Cash-out refinance, HELOC, DSCR and purchase loans in Colorado.

Colorado details → FLFlorida

Cash-out refinance, HELOC, DSCR and purchase loans in Florida.

Florida details → IDIdaho

Cash-out refinance, HELOC, DSCR and purchase loans in Idaho.

Idaho details → KSKansas

Cash-out refinance, HELOC, DSCR and purchase loans in Kansas.

Kansas details → MDMaryland

Cash-out refinance, HELOC, DSCR and purchase loans in Maryland.

Maryland details → MNMinnesota

Cash-out refinance, HELOC, DSCR and purchase loans in Minnesota.

Minnesota details → OHOhio

Cash-out refinance, HELOC, DSCR and purchase loans in Ohio.

Ohio details → OROregon

Cash-out refinance, HELOC, DSCR and purchase loans in Oregon.

Oregon details → PAPennsylvania

Cash-out refinance, HELOC, DSCR and purchase loans in Pennsylvania.

Pennsylvania details → TNTennessee

Cash-out refinance, HELOC, DSCR and purchase loans in Tennessee.

Tennessee details → TXTexas

Cash-out refinance, HELOC, DSCR and purchase loans in Texas.

Texas details → UTUtah

Cash-out refinance, HELOC, DSCR and purchase loans in Utah.

Utah details → VAVirginia

Cash-out refinance, HELOC, DSCR and purchase loans in Virginia.

Virginia details → WAWashington

Cash-out refinance, HELOC, DSCR and purchase loans in Washington.

Washington details → WYWyoming

Cash-out refinance, HELOC, DSCR and purchase loans in Wyoming.

Wyoming details →

Talk through your loan Call (949) 688-4290

Licensing details for each state, with NMLS numbers, are on the licensing page. Program availability, guidelines, and pricing vary by lender and by state and change without notice.